237 French Landing Dr
Nashville, TN 37228
TrustDALE Review: Clark & Washington LLC
If your financial circumstances are making you consider bankruptcy, you need an attorney group who specializes in this area of the law. Clark & Washington is one of the Southeast’s largest groups with bankruptcy attorneys in multiple offices in Florida, Georgia and Tennessee. They can assist you when debt has become overwhelming and create a path for financial freedom.
How Much Will it Cost to Start Chapter 13 or Chapter 7?
At Clark & Washington, our philosophy has always been that the issue of attorney's fees should never stand between you and the bankruptcy relief you need.
While the majority of bankruptcy attorneys require ALL of their attorney's fees to be paid in full before the case is filed, we have found that a lot of our clients cannot afford to pay all of the fees upfront. We realize that our clients are in difficult financial situations and installment payments are helpful to them.
Chapter 7 Costs:
Filing Costs: For a Chapter 7 Bankruptcy, the federal filing fee is $306.00. A credit counseling certificate is required to file, $45.00 (this fee includes both the pre-filing and the pre-discharge counseling). This counseling may be done at our office while we are opening the file.
We can also obtain your credit report for $15.00 for a single report, $30.00 for a joint report. This is not mandatory but we find it to be very helpful if you don't have a complete and accurate list of creditors.
Attorney's fees: - Clark & Washington charges a total of $1,250.00 for a routine case. Terms are available. Upon payment of the filing fee, $306.00, plus the counseling fee, $45.00 for a total of $351.00, we can file your case and the attorney will work with your specific situation in regards to a payment plan.
Of course you may also pay attorney's fees in full by cash, personal check, debit card, money order or checks from a third-party.
Although our standard fee of $1,250.00 applies in 90% of our cases, this fee can vary (both up and down) depending on a number of factors such as:
- the total amount of debt
- the type of debt ( secured debt, judgments, credit cards, taxes, student loans etc...)
- the amount and type of assets
- whether you owe either priority or stale taxes
- the number of pieces of real estate owned
Clark & Washington makes every effort to minimize the costs to begin your case. In most cases, we can file your petition for the filing fee only.
Chapter 13 Costs:
Filing Costs: The cost to file a Chapter 13 Bankruptcy will be the Federal Court filing fee of $281.00 plus the credit counseling fee of $45.00 (this includes both the pre-petition and pre-discharge counseling) for a total of $326.00.
Attorney's Fees All attorneys' fees for a Chapter 13 are routinely put into the repayment plan. The Chapter 13 Trustee will pay the attorney's fees on a monthly basis along with the other creditors.
Our investigation has found that with Clark & Washington, practice indeed makes perfect. As Georgia's largest bankruptcy filer, this firm and its multiple North Georgia locations have created a work flow that is personal, friendly and incredibly efficient. It is hard to say how long this entire process can take, but we at TrustDale are confident you won't find a better partner to shepherd you through the process.
Clark and Washington was founded in 1983 with a simple but revolutionary idea. Bankruptcy should provide relief, not regret. Co-founder Emory Clark personally assures me that he and his staff will do their best to make your experience efficient, pleasant, and effective. This is why Clark & Washington is far and away one of the best bankuptcy firms in the Southeast.
This information should not be used in place of an actual attorney consultation.