Back to Blog

Let the Galish Group take they mystery out of buying life insurance!


Buying a promise that someone will do something after you or a loved one is gone is never easy. Consumer Investigator Dale Cardwell, president of, trusts the Galish Group to guide you to the best option for your life insurance needs based on a transparent view of price, service, and claims history. Click HERE to receive this exclusive Galish Group/TD Deal: If Galish can't beat your rates, apples to apples, they'll give you a $25 gift card! Plus, you get the Galish Group/TRUSTDale Make It Right Guarantee!

TRUSTDale Tip of the Day: *What kinds of trusts are there?

There are many complicated types of trusts that apply to specific situations. Some include:

Credit shelter trusts: With a credit-shelter trust (also called a bypass or family trust), you write a will bequeathing an amount to the trust up to but not exceeding the estate-tax exemption. Then you pass the rest of your estate to your spouse tax-free. And there's an added bonus: Once money is placed in a bypass trust, it is forever free of estate tax, even if it grows.

Generation-skipping trusts: A generation-skipping trust (also called a dynasty trust) allows you to transfer a substantial amount of money tax-free to beneficiaries who are at least two generations your junior - typically your grandchildren.

Qualified personal residence trusts: A qualified personal residence trust can remove the value of your home or vacation dwelling from your estate and is particularly useful if your home is likely to appreciate in value.