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Your business is your life, maybe even more than you realize. Does your current policy pay for lost income? Stolen equipment? Fraud? Consumer Investigator Dale Cardwell, president of, trusts the Galish Group to place you with providers who are actually there for you when the time comes. Click HERE to receive this exclusive Galish Group/TD Deal: If Galish can't beat your rates, apples to apples, they'll give you a $25 gift card. Plus, you get the Galish Group/TD Make It Right Guarantee!

TRUSTDale Tip of the Day: *Rules for Using Cell Phones at Work
  • Let Your Cell Phone Calls Go to Voice Mail

While you are at work if you are in doubt about whether an incoming call is important, let voice mail pick it up. It will take much less time to check your messages than it will to answer the call and then tell the caller you can't talk.

  • Find a Private Place to Make Cell Phone Calls

While it's okay to use your cell phone at work for private calls during breaks, don't stay at your desk. Find somewhere else to talk, where your conversation can't be overheard, even if what you're discussing isn't personal. You may be on a break but your co-workers have a job to do.