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TRUSTDale Tip of the Day: *Ways to Prepare for Retirement
|Putting money away for retirement is a habit we can all live with. Remember... Saving Matters!|
1. Ask your employer to start a plan If your employer doesn't offer a retirement plan, suggest that it start one. There are a number of retirement saving plan options available. Your employer may be able to set up a simplified plan that can help both you and your employer. For more information, request a copy of Choosing a Retirement Solution for Your Small Business.
2. Put money into an Individual Retirement Account You can put up to $5,000 a year into an Individual Retirement Account (IRA); you can contribute even more if you are 50 or older. You can also start with much less. IRAs also provide tax advantages.