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For Better or Worse, Culture Defines Us

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I'll never forget the conversation. It was October of 2008 and I was on a plane to Orlando. The lady sitting beside me was a sweetheart and reminded me of my late grandmother. If you fly very much you know just about any conversation eventually turns to politics and/or religion. Our conversation was no different. Martha told me she'd been widowed for nearly two years, but kept the same routine she and her late husband had followed for twenty-five years. Click HERE to find out more about Dale's conversation with Martha and the TRUSTDale Tip of the day!

*TRUSTDale Tip of the Day:Fall and Winter Home Maintenance Checklist

Fall is just around the corner, and it's time to prepare your home for cold weather. These steps, most of which you can do yourself, will lower your utility bills and protect your investment.
  1. Test your sump pump. Slowly pour several gallons of water into the sump pit to see whether the pump turns on. You should do this every few months, but especially after a long dry season or before a rainy one. For more complete instructions for testing and maintenance, check your owner's manual. Most sump pumps last about ten years.
  2. Call a chimney sweep. Before you burn the Yule log, make sure your fireplace (or any heating appliance burning gas, oil, wood or coal), chimney and vents are clean and in good repair. That will prevent chimney fires and prevent carbon monoxide from creeping into your home. Search for a sweep certified by the Chimney Safety Institute of America. You can expect to pay $50 to $90 for an inspection to see if you need a cleaning, and $100 to $300 for the cleaning, according to www.costowl.com.
  3. Avoid the rush. Don't wait for the first winter storm to restock cold-weather essentials, such as salt or ice melt.

*Source: http://www.kiplinger.com/features/archives/fall-winter-home-maintenance-checklist.html