How to Clear Mistakes from your Credit Report.

TrustDale Tip of the Day: *How to Clear Mistakes from your Credit Report.
  1. Go to the source as well. You also should contact the creditor that's attached to the bad information. You can send the creditor photocopies of everything you sent the credit bureau with a short letter that basically says, "I'm disputing this with you, too." Once you've taken this step, the creditor should include a notice of your dispute each time it reports the information to a credit bureau.
  2. Understand how mistakes should be handled. If the information is found to be inaccurate, the creditor must notify the major credit bureaus so they can make corrections. Disputed information that cannot be verified should be deleted from your file.
  3. Take a deep breath. Recognize that it can take months to clear up mistakes on credit reports - especially if more than one inaccuracy is involved. Once an error finally has been eradicated, order your free credit report again at your next possible opportunity and make sure that it hasn't reappeared somehow. If it has, at least you won't have to reinvent the wheel all over again. Just resend copies of all your documentation to the credit bureaus or the creditor - or all of the above - and point out the discrepancy.

*Source: http://today.msnbc.msn.com/id/22567255/ns/today-money/t/how-clear-mistak...

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